Lend

The staking rate and borrowing rate are dynamic.

After staking, you can borrow up to 70% of the staked amount.

For example, if you stake BBB worth 1,000 USD, you can borrow USDB worth 700 USD. Borrowing rates are dynamically adjusted based on utilization. For example, BBB is set as: Base Rate: 0% Slope 1: 12% (before kink) Slope 2: 300% (after kink) Kink Point: 45% utilization

Protocol fee set to 10%

Deposit rates also adjust dynamically based on borrowing rates. All of this is visualized clearly in the charts.